Apple
Sample dataiPhone 16
A18 chip · 128GB
Holds value fairly well.
Good price today — a good time to buy.
Today's price is in the lowest 20% of the last 180 days, and no new model is expected soon.
60/100Fair
Keeps 65% of its value at 12 months.
$390 – $499
69 prices in the last 30 days · based on current listings
$7.5/ month
($579 − $400) ÷ 24 months
$579
Usually $659–$669 (last 180 days)
- Black Friday starts Nov 27, 2026 (usually about 15% off)
$579 today. Over the last 180 days it has usually been $659–$669. Shaded areas are past sale events.
Keeps 76% of its launch price at 6 months, 65% at 12 and 50% at 24 (iPhone average at 24 months: 53%).
Key takeaways
- Heads up: Fair value retention: keeps 65% of its launch price at 12 months.
- Heads up: Real buy-in $7.5/mo over 24 months, lower than 67% of phones.
- Plus: Good price today: $579, $220 below list (usual range $659–$669).
- Plus: Buy now: Today's price is in the lowest 20% of the last 180 days, and no new model is expected soon.
Real buy-in = (Price paid − Expected Good-condition resale) ÷ Months owned
($579 − $400) ÷ 24 =$7.5/mo
Price paid defaults to today's price. Expected resale comes from how much of its launch price this model keeps over time, and is never more than what it sells for used today.
Real buy-in$7.5/mo
($579 − $400) ÷ 24 = $7.5/mo, where the second amount is the expected Good-condition resale after 24 months.
Costs less to own
FAQs
What is the iPhone 16 worth used?
In Good condition, $390–$499 over the last 30 days (69 prices, based on current listings).
What does the iPhone 16 really cost to own?
About $7.5/mo: ($579 − $400) ÷ 24 = $7.5/mo, using today's price and its expected Good-condition resale after 24 months. Expected resale is never more than what it sells for used today.
Should I buy the iPhone 16 now or wait?
Buy now. Today's price is in the lowest 20% of the last 180 days, and no new model is expected soon.
How well does the iPhone 16 hold its value?
Keeps 76% of its launch price at 6 months, 65% at 12 and 50% at 24 (iPhone average at 24 months: 53%).
How is the WorthBuyIn Score worked out?
63/100 blends how well it holds value with how cheap it is to own compared with other phones: Holds value: 60 · Real buy-in: $7.5/mo (lower than 67% of phones).
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Updated Nov 15, 2026 · 789 data points · formula v1.2.0 · How scores work